Let’s say that a freshly admitted student, name him a whoever Ikrom.. wants to get a bank account in Sweden, after getting his personnummer.

He goes, with his admission letter, passport, photo, personbevis for bank account, etc, etc.

He ends up at a branch and is told that they cannot give bank accounts to people without Swedish ID cards, and instruct him to go to the Police in order to get a Swedish ID card.

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